
Single Touch Payroll - Compulsory for all employers from July 1
Single Touch Payroll (STP) is a new system of reporting wages, tax and superannuation information to the ATO. Initially, large employers were required to report from 1 July 2018. Now, all employers must enter into the reporting system from 1 July 2019. Small and micro employers have until 30 September to enter the system. STP is a reporting obligation only—it does not change the way you pay employees. How it works Employers must submit payroll data to the ATO each time employ


Top ten tips for first home buyers 🏡
It is a long journey from saving up the first deposit to actually owning your own home, but it is certainly a rewarding one! Your first property is an important financial and emotional investment into your future, so you want to make the most of every opportunity to make your dream home a reality.
1. Start budgeting like a home owner
The journey starts with saving for your deposit. This takes a great deal of discipline, especially in the beginning when the dream of owning

Real life self-employed customers we can help
This is Elsa, a real life borrower who achieved her goal with an alternative home loan solution. Elsa had worked really hard to get her personal training business up and running. Things were going well and she was feeling ready to buy her own place. But because she’d only been in business 6 months, her bank said no to a loan. How we could help: With an Alt Doc loan from an alternative lender, her dream of buying her own home suddenly became a reality. Most common solutions we