Why more Aussies are using mortgage brokers over banks...

It's no surprise that recent MFAA data shows more Australian property seekers prefer using mortgage brokers, rather than bargaining directly with banks. Over half of Australia's new home loans in the last three months of 2018, were created by mortgage brokers. While both banks and brokers can help you find a good home loan, there are many reasons you should enlist the help of your local mortgage broker first. Why should you choose a mortgage broker over a bank? There are plenty of reasons why you should use a mortgage broker when shopping for your home loan. The idea of a stranger handling your money can be difficult, but even if your mind is set on using your bank, you can still use a broke

Build strategies to get workplace conflicts under control

Don’t let workplace conflicts cost your business money! It’s not uncommon for tempers in the office to fray. People are spending a lot of time together, there can be periods of increased stress, and it can be hard to mesh different skill sets and different ways of working together. But a conflict in the office doesn’t just create a negative environment, it can have a real impact on your bottom line. AccessEAP has released data showing that close to 15% of employees seeking support say they have faced workplace conflict. Even more telling, the report says that conflicts with managers and colleagues are two of the top 10 issues facing workers. Experiencing conflict or bullying at work can lead

All you need to know about single touch payroll

Single touch payroll (STP) is a new regulation that changes when and how small businesses report payroll activity to the Australian Tax Office (ATO). Businesses used to report this information to the ATO once a year. Now, they need to send a report after each payday. And those reports must be submitted digitally, using a very specific format. Changes to when you report payroll Small businesses used to finalise their payroll records at the end of the financial year and produce: a payment summary annual report for the ATO, stating how much the business had paid in salary or wages, the PAYG withheld, and some superannuation contributions they’d made a payment summary for each employee, stating

Providing Disaster Relief for Australian Bushfires

Australia is in the midst of an unprecedented fire season that has affected millions of acres, destroyed thousands of structures, and claimed dozens of human lives. The so unique Australian wildlife is affected even worse with a preliminary estimate suggesting that almost a billion wild animals are affected.

At Grand Financial solutions we are supporting all those affected by the bushfires through our Making An Impact program. When you choose to do business with us we will make a donation on your behalf. You will plant one tree to restore the unique Australian flora and the rest will be split equally between helping restore affected communities through BlazeAid and treating injured wildlife with the help of the Australia Zoo Wildlife Warriors.

Together we can make a difference. 

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Jo Grandovec, Credit Representative Number 487529
My Local Broker Pty Ltd, ABN 16 616 420 378 Australian Credit License 481743