Top 5 Money Saving Tips For Xmas

Summer holidays and Christmas are almost here, it's always good to have some extra money in your pocket during such an expensive time. Christmas in particular is a really interesting time of year when you think about it - occurring at exactly the same time and day each and every year, we all know December is the season to be jolly. With that being said, Christmas still has an incredible way of creeping up on most of us each year, sending us into a frenzy to get everything ready! If you're one of many that knows exactly what we're talking about when we say Christmas frenzy then this list may have just arrived in time to save you the stress and some precious cash too! 1. Do a Christmas clean o

How debt consolidation can save you money

It is no secret that the practice of spending with borrowed money can sometimes get out of hand. It’s all too easy to swipe your credit card for a quick grocery shop, or choose the more expensive alloy wheels when opting for car finance. That feeling of “free money” is short lived, especially when your bank account is reduced to single digits after unexpected repayment deductions. If this sounds like you, understanding the concept of debt consolidation is important. Let’s call the woman in the above photo Sally. Sally has one fixed term home loan and one variable home loan. She has one credit card with a $4,000 balance, another with a couple of hundred left, and a personal loan she took out

Protect your home loan - Buffer it!

KEY TAKEAWAY: Without a magic ball to look into the future, it's very hard to predict what changes may occur to the financial industry or your personal situation. Considering interest rates are still at a record low, it's a good time to safe proof you r home loan so that you're prepared for a possible spike in interest rates or an unforeseeable fall in income. According to a review conducted by the Reserve Bank of Australia, 1 in 3 Aussies don't have a sufficient buffer on their home loan. But what is a buffer? We'll explain everything you need to know about buffers here to minimise your financial risk. Home Loan Buffer Buffers are a security measure taken to soften the impact that financial

Providing Disaster Relief for Australian Bushfires

Australia is in the midst of an unprecedented fire season that has affected millions of acres, destroyed thousands of structures, and claimed dozens of human lives. The so unique Australian wildlife is affected even worse with a preliminary estimate suggesting that almost a billion wild animals are affected.

At Grand Financial solutions we are supporting all those affected by the bushfires through our Making An Impact program. When you choose to do business with us we will make a donation on your behalf. You will plant one tree to restore the unique Australian flora and the rest will be split equally between helping restore affected communities through BlazeAid and treating injured wildlife with the help of the Australia Zoo Wildlife Warriors.

Together we can make a difference. 

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Jo Grandovec, Credit Representative Number 487529
My Local Broker Pty Ltd, ABN 16 616 420 378 Australian Credit License 481743